Warranty: When 2-5-10 Coverage begins?

For Detached Home (constructed by builder on land owned by Owner) :
Commencement Date is the earliest of  1/ Date of Actual Occupancy , 2/ Date of Occupancy Permit and 3/ Date of Completion of New Home.

For Detached Home (constructed by builder on land not owned by Owner) :
The commencement Date is the earlier of  1/ Date of Actual Occupancy and 2/ Date of Transfer of Legal Title.

For Condo:
The commencement Date is the earlier of  1/ Date of Actual Occupancy and 2/ Date of Transfer of Legal Title.